Private Health Insurance

Easy Decisions

Our insurance provider’s plans are ideal for expatriates, globe-trotting travellers and anyone who is living, working or travelling outside their home country. They provide worldwide coverage with benefits tailored to your needs. Whether you are a group or an individual.

Advice made simple

We are a specialised international health insurance brokerage offering the best brands of international and national health, medical and travel insurance plans.

Who we are

Joseph Oliver Mediaçao de Seguros Lda, is registered in Portugal with offices in the U. K. Authorised and Regulated by the Autoridade de Supervisao de Seguros e Fundos de Pensoes and Financial Conduct Authority (members of the UK Financial Ombudsman Service Scheme) and CMVM.

Individuals :-
We have a 90% success rate when it comes to reducing premiums on existing health insurance policies. You can keep the insurance policy you have and trust but at a much lower cost.

Corporate :-
If you have more than 5 members (no min number required to start a scheme) you are eligible to for a group scheme that will be at a lower cost than individual cover.

Up to 25% discount on health insurance.

We specialise in negotiating your health insurance contract on your behalf.

We also specialise in the creation of group schemes and affinity programs that enable clubs charities associations and companies to enjoy discounts of up to 25% off individual health insurance. Group health insurance schemes are:- Easy to arrange and offer an important additional benefit of being a member of your club or association.

Up to 25% off individual health insurance rates.

Receive cover and benefits identical to those enjoyed by standard International members.
Individual members choose their own level of cover, frequency of payment and renewal date.
Your club or association handles no paperwork or money, subscriptions are paid directly to your insurer.
No minimum number of members required to start a group scheme exclusively for your organisation.
28 day cooling off period for new members. Refund guaranteed by many insurers.
No contract to sign or subscriptions to collect.

The international and local medical insurance quotations we send to you are from international and local health insurance companies that we have worked with for many years and we assess regularly to ensure that not only do they give you the best benefits to meet your needs, but also maintain excellent levels of service and claims handling throughout the duration of your expat medical insurance cover.