Financial Adviser FAQ

MAIN PURPOSE OF ROLE

To provide tax driven strategic financial planning advice to international expatriates in Portugal. Develop a growing client base by attracting new clients and providing ongoing advice to existing ones.

Key Responsibilities and Duties…

NEW BUSINESS

To carry out professional fact finding and risk profiling and with the para-planner oversee obtaining all ‘Know your client’ (KYC) and compliance paperwork for on boarding of new clients.
Discuss objectives with prospective and existing clients.
Agree on a plan to meet those objectives and with the para-planner formulate in writing to the client.
Oversee implementation of the agreed recommendations.

PROVISION OF STRATEGIC FINANCIAL PLANNING

To be the main driver in attracting new clients to the firm in Portugal.
To establish and record the prospective clients’ current financial position, objectives and risk tolerance, and other information needed to develop a financial plan.
To guide prospective clients through their investment strategy and financial plan, utilising all relevant data including and reviewing income tax returns, life and disability insurance records, pension plan information, and wills and existing investment arrangement.
To prepare and interpret client information such as investment performance reports, financial document summaries, and income projections.
To build and maintain effective client relationships and advocacy levels.
Working to ensure, periodically, highly competent face to face reviews with clients are carried out, using risk profiling methodology and implementing further financial planning recommendations where appropriate.
Oversee changes to existing clients’ investment strategy as instructed .

OWN PROFESSIONAL STANDARDS

To maintain and extend professional standards by keeping up to date with financial products, legislation and personal taxes in Portugal.
To meet the professional, regulatory and ethical aspects of the role and treat all clients fairly at all times.

MARKETING

To be an ambassador for the firm at all times.
To work with the marketing department to attract new clients through advertising and marketing via numerous forms of media including print and radio, seminars and editorial.

To balance referral activities, client follow up, prospect building, and administrative tasks in an effective and organised way.

If you’re interested and you’re qualified to Diploma Level 4 (as recognised by the Financial Conduct Authority) or higher, please get in touch for an initial chat.

Call us on 0044 (0)1727 752 474 or e-mail josepholivermsl@gmail.com

NOTE:Those not holding the level 4 Diploma in Financial Planning or Regulated Financial Planning (or similar equivalent, recognised by the Financial Conduct Authority in the United Kingdom) or the ASF Certificate (in Portugal) need not apply. Candidates very close to obtaining the qualification may be considered subject to relevant experience.